Broker Check

Tax Planning Strategies

In 2009, on average, Americans worked 103 days to pay taxes; 65 days to afford their federal taxes, and 38 more days to pay for state tax, and spent more on tax then they did on food, clothing and housing combined.*


Investors pay taxes on distributions that are in the form of net investment income or realized gains regardless of whether or not they reinvest them. A tax-managed strategy seeks to limit the amount of taxable events in a client's portfolio - thereby minimizing the tax impact for investors.

It’s no secret that taxes are on the minds of every client. We are currently living in the most tax friendly environment in more than 50 years. No client ever leaves our office without the consideration of how taxes will affect their income and how their assets might be taxed within their estate. Regardless of the climate in Washington our mission is to provide tax managed solutions that cover a broad spectrum of equity and bond choices within a multitude of asset classes, sectors, and market capitalization.

The potential of a tax-managed investment include various components; tax-loss harvesting, selection of investments which produce qualified dividends, protection in a rising tax environment, and reduction in capital gains distributions, and tax advantaged investments.

Returns on an investment are only one side of the investment equation.

No strategy ensures success or protects against a loss. Investing involves risk including potential loss of principal.

*Source - Tax Foundation, Special Report, April 2009, issue #165